Card machine comparison

Teya vs Dojo vs Square vs SumUp — the starting rates you can get through us, and who each provider suits best.

Four-provider comparison, not the whole market. Rates depend on eligibility and card type; additional charges and terms may apply.

Teya vs Dojo guide Square vs SumUp guide

Starting rate	Best for	Highlights
0.7% Blended rate (all cards)	Hospitality & retail wanting one simple rate	One simple 0.7% rate on every card Next-day or instant payouts No long-term contract 24/7 human support Wi-Fi + 4G for reliability	Get offer
0.29% Debit cards 0.7% Credit cards	Busy businesses with lots of debit card payments	Very low 0.29% debit rate Fast, reliable terminals with 4G 450+ EPOS integrations Strong for high turnover and multiple sites	Get offer
0.8% Blended rate (all cards)	Businesses wanting free POS software & an all-in-one setup	Excellent free POS software Online store & invoicing included No long-term contract Wide range of hardware	Get offer
0.49% Debit & credit cards 1.99% Corporate / commercial cards	Sole traders and growing businesses wanting low consumer-card rates	0.49% on personal debit & credit No monthly rental Next-day payouts every day Great for mobile traders	Get offer

Blended vs split rates

Teya and Square charge one blended rate on every card. Dojo and SumUp price card types differently — great if most customers pay with personal debit cards, less so if you take lots of corporate cards.

Which is cheapest?

It depends on your turnover and card mix. Our provider finder estimates your monthly fees with each provider.