What is Teya?
Teya is a payments provider built for local, independent businesses — think cafés, pubs, restaurants, salons and high-street shops. Its card machines are designed to stay online and keep the queue moving, with payments approved in under two seconds.
Through comparecardmachines.com you can get Teya at a 0.7% blended rate. That means every card — debit, credit, Visa, Mastercard, Amex or mobile wallet — costs the same, which makes your monthly fees easy to predict.
Beyond the card machine, Teya offers a Business Account with instant settlements, a cash advance product and an app to run your business from your phone. Teya says there's no long-term contract, with switching subject to onboarding and your existing agreement.
Teya fees & rates
The starting rates you can get on Teya when you apply through comparecardmachines.com:
| Blended rate (all cards) | 0.7% |
|---|
Teya card machines & hardware
You may be eligible for free Teya hardware
Your business may qualify for a free or subsidised Teya card machine depending on their monthly card takings and the device they need. Submit your details and we'll check what you're eligible for — free and no obligation.
Check if I qualifyTeya Pro
Flagship all-in-one card machine with all-day battery, tap-on-display contactless and your logo on the payment screen. Payments in about 1.7 seconds.
Teya Go
Slim smart card machine with a 5.5" HD screen, card reader and scanner. Contactless, chip and swipe over Wi-Fi or 4G.
Teya Lite
Compact 4" Android device for pop-ups, mobile checkout and small counters. Works alone or paired with a smartphone.
Tap to Pay
Take contactless payments on iPhone or Android — a handy backup or on-the-go option.
Hardware availability and any free-device offer depend on your business, card volume and the device you need. Submit your details and we'll confirm before you commit to anything.
Key Teya features
Fast payouts
Next-business-day settlement as standard. Optional everyday settlement costs +0.1%, and eligible instant settlement to a Teya Business Account costs +0.2%.
Always online
Dual Wi-Fi with automatic 4G fallback keeps you taking payments if your internet drops.
Tips & split bills
Built into the machine — ideal for restaurants and bars.
Free swaps
Teya offers free swaps and replacements if a terminal breaks.
EPOS integrations
Connects with popular EPOS systems so you can keep your current setup.
Cash Advance
Funding from £1,000 to £1,000,000, subject to eligibility.
Teya pros
- One simple 0.7% rate on every card
- Next-day or instant payouts
- No long-term contract
- 24/7 human support
- Wi-Fi + 4G for reliability
Teya cons
- Blended rate may cost more than debit-only pricing if most customers use debit
- Free hardware depends on your card volume and the device you need
Who is Teya best for?
Our verdict on Teya
Teya is a strong all-rounder for hospitality and independent retail. The 0.7% blended rate keeps things simple, and fast payouts plus 24/7 support make it a safe pair of hands for busy businesses.
Get the Teya offerTeya FAQs
What is Teya's blended rate?
Through us you can get Teya at a 0.7% blended rate across card types. Fill in the form for your personalised quote.
Can I get a free Teya card machine?
Your business may be eligible for free or subsidised Teya hardware depending on their monthly card takings and the device they need. Fill in the form and we'll check what you qualify for — no obligation.
Does Teya work without Wi-Fi?
Yes. Teya machines have dual Wi-Fi with 4G fallback so they stay online if your Wi-Fi drops.
When do I get paid with Teya?
Next business day as standard. Everyday settlement including weekends and bank holidays costs +0.1%, while eligible instant settlement to a Teya Business Account costs +0.2%.
Is there a long-term contract with Teya?
Teya states there's no long-term contract.
Is a blended rate better than separate debit and credit rates?
A blended rate is simpler and predictable. If most customers pay by debit, split pricing can sometimes work out cheaper — our finder tool helps you compare.
Product details sourced from Teya's official website (November 2026) and may change. Starting offers supplied for this service require provider confirmation.
